There are times in everybody’s life when they find themselves short of cash. Most of the time, we manage to get by simply by cutting back our spending or waiting until our next pay cheque comes in, but what about the times when we’re unable to do that?
While you might be able to forego your regular Friday night out or skip the cinema a few times, some costs can’t be pushed off until later. So what are the top five reasons you might need to get cash advances?
1 Rent – Have you ever tried to talk your landlord into giving you an extra few weeks to pay the rent? It’s not easy. Many will decide that you’re not worth the trouble, especially as renting becomes more popular as house prices rise. Taking out cash loans means you don’t have to worry about the landlord finding out you’re short of money, as you can pay him off and then pay off the loan on your next payday.
2 Bills – The same way your landlord isn’t going to be happy if you try and push off rent, the electricity, gas or phone company won’t give you much leeway either. Neither will the council or water company. Amazing how many people want money from you, isn’t it?
3 The Essentials – Here, we’re not talking about the latest album or pair of shoes that you need, but the real essentials, things that you won’t be able to get by without. Food is a good one, and money for the bus or petrol for your car. Spending money on these has to happen, and if you can’t afford to fork out the cash you’re going to be in real trouble. You don’t want to go hungry, nor do you want to get fired because you had to explain to your boss that you didn’t have enough money for the bus.
4 Emergency payments – A pipe bursts in your flat or your electricity goes. What are you going to do if you don’t have money to pay for a repairman? Your car could break down when you need it most, and if you don’t have money for a mechanic or a taxi then you’re just out of luck. Getting a cash advance will mean you have money when you need it most.
5 One paycheque isn’t enough – Suddenly find you’ve got to buy somebody a birthday present, wedding present or Christmas gift? Discover you’ve got to fork out for a last minute holiday? If you’ve not got money set aside then you would normally be out of luck. However, with a cash advance you can start spending your next wage packet right now! Pay it back once you get paid later.
Of course, you need to be sure you can pay the loan back, but if you’re in a tight spot and know you’ll be good for the cash in a few weeks, a cash advance can be just what you need to help you out.